Merrimack Valley Habitat for Humanity builds decent, affordable homes for low-income families in need of housing. The homes are built in partnership with Habitat homeowners and volunteers. Habitat sells the homes to approved Habitat homeowners at no profit and provides a no-interest 20-30 year mortgage.

The Family Selection Committee reviews all applications. Those who are found to be most in need of housing and who meet all the selection criteria are interviewed in their homes by the Family Selection Committee. The Family Selection Committee identifies the best qualified applicants and presents them to the Merrimack Valley Habitat for Humanity Board of Directors for consideration

How do I apply?

If you are interested in buying a home through our program, please call our office at 978-681-8858. We will take your name and invite you to our next informational meeting. We do not maintain a waiting list, and we do not mail out applications.

Informational Meeting

At the informational meeting, interested homeowners will:

1. Receive information on how the Habitat homeownership program works
2. Be asked to visit and work at a Saturday worksite for the day
3. Learn about the criteria that must be met to qualify for a Habitat home
4. Learn about sites where the selected Habitat families will be living
5. Get answers to questions about the Habitat program

Selected Habitat homeowners are required to:

• Attend an informational meeting
  
• Participate in all Habitat home educational workshops
  
• Contribute between 240 and 360 “sweat equity hours” in working on building their home
  
• Pay closing costs estimated to be about $2,400
  
• Participate in the management of a condominium association where applicable
  
• Participate and support Habitat events and programs